Correcting Credit Reports - TransUnion

You can obtain a copy of your credit history through TransUnion and seek a correction on line on the TransUnion website. 

Sample Letter

[Date]

[Your Name]

[Your Address]

[Your City, State, Zip Code]

TransUnion Consumer Solutions

P.O Box 2000

Chester, PA 19022-2000

Subject: Disputing Information in my TransUnion Credit Report.

To whom it may concern,

I am writing to dispute the following information in TransUnion my file.

Identity Verification

☐ All my previous addresses.

☐ Copy of Michigan Drivers/Identification Card.

☐ Copy of utility bill, bank or insurance statement, etc.

☐ Completed TransUnion Investigation Request Form.

☐ Copy of TransUnion Credit Report (if applicable).

Issue I am Disputing

This item [for instance: retailer account at ABC Department Store] is inaccurate [or incomplete] because [describe in detail what is inaccurate or incomplete and why]. I am requesting that this item be removed [or request another specific change to correct the information].

[List and describe any other items you are disputing.]

Documentation Enclosed

Enclosed is documentation supporting my request: [describe the documents you’re sending, for instance: my credit report, with the disputed items circled.]

Request for Action

Please investigate this matter and delete [or correct] the disputed item[s] as soon as possible.

Sincerely,

[Your name]

Enclosures: [List what you are enclosing]